Testimonials

"I wanted to take a moment to recognize 800775LOAN.com for your outstanding customer service in my recent home refinance process. The knowledge and professionalism of your staff was exceptional. My Mortgage Planner explained the entire process and managed all of my expectations before we got started. He gave me honest advice while taking the time to clarify all of my options on different loans available. He presented a cost benefit analysis for each option so that I could make an informed decision. Then he investigated the specific state requirements for Massachusetts and made sure he followed the regulations so that we could close without any last minute holdups. His communication skills were remarkable. He kept me informed every step of the way, and always made sure he was available to answer questions and concerns. I have recommended 800775LOAN.com to my colleagues and family. Many people I have spoken with choose not to enter into the refinance process because it can be intimidating and time consuming. These folks really need to have a conversation with 800775LOAN.com and I am confident they would proceed!! I am so appreciative of the time and effort 800775LOAN.com spent to make sure my loan process went smoothly. In this time of recession, we are very thankful to have worked with 800775LOAN.com. Because of your experienced staff we were able to refinance and save a huge amount of money. We have secured a loan that will serve us very well over the next 30 years!"

- Dr. Nancy P.
MA

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Mortgage Payoff Calculator

Mortgage Payoff Calculator

Mortgage Payoff Calculator

How much interest can you save by increasing your mortgage payment? This financial calculator helps you find out. Click the "View Report" button to see a complete amortization payment schedule, and how much you can save on your mortgage!

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Definitions

Annual interest rate (APR)

The yearly cost of a mortgage, including interest, mortgage insurance, and the origination fee (point(s)), expressed as a percentage. Maximum APR is 20%.

Mortgage length (years)

Total length, or term, of your original mortgage in years. The most common lengths are 30 years and 15 years.

Original mortgage amount

The original amount financed with your mortgage. Not to be confused with the remaining balance or principal balance.

Additional monthly payment

Your proposed extra payment per month. This payment will be used to reduce your principal balance.

Scheduled payment

Monthly principal and interest payment (PI) based on your original mortgage amount, term and interest rate.

Accelerated payment

Scheduled payment plus additional monthly payment.

Total savings

Total amount you would save in interest if you made the accelerated payment until your mortgage was paid in full.

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